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Home > Auto / Car Insurance - Auburn WA & Kent WA - South Sound Insurance Inc.

Auto Insurance


Auto Insurance Quote Forms

Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.

Auto Quote Form

Auto Insurance Information

Auto insurance can protect your financial stability by helping to cover your legal liability for accident-related damages. It may also help pay to repair or replace your car after an accident, depending on the coverage you choose. 

Contact South Sound Insurance today to learn about your car insurance options. 

How Does Car Insurance Work? 
Car insurance is a contractual agreement between you and an insurance company designed to help provide financial protection in the event of accidents, theft or damage to your vehicle. It operates on the principle of risk sharing, where you pay a premium to the insurance company, and in return, they cover the costs associated with covered events. 

When you purchase car insurance, you select coverage options based on your needs and preferences. These options may include liability coverage, collision coverage, comprehensive coverage and additional optional coverage. 

Insurance companies assess several factors to determine your insurance premiums. These factors often include your driving history, age, location, type of vehicle, coverage limits and deductibles. Safer drivers with a clean record and lower-risk vehicles usually pay lower premiums. 

Car insurance premiums can be paid monthly, quarterly, semi-annually or annually, depending on the terms of your policy. Failure to pay premiums may result in policy cancellation and loss of coverage. 

If you’re involved in an accident or experience damage or theft to your vehicle, you’ll file a claim with your insurance company. The claims process typically involves the following steps: 

  • Reporting the incident to your insurance company 
  • Providing relevant information and documentation
  • Working with the insurance company’s assessor to determine coverage 

Car insurance policies often have deductibles, the out-of-pocket amounts you must pay before the insurance coverage kicks in. Coverage limits are the maximum amount the insurance company will pay for covered events. 

Do I Need Car Insurance? 
In most states, having car insurance is a legal requirement. Driving without insurance can lead to penalties, fines, license suspension and legal consequences. However, car insurance is essential beyond the legal obligation for several reasons. 

Car accidents and vehicle damages can result in significant financial burdens. Car insurance provides financial protection, helping to cover repair costs, medical expenses, legal fees and potential accident lawsuits. 

Your vehicle is an important asset that you rely on for transportation. Car insurance can protect it by partially covering repair or replacement costs in case of damage or theft. 

Contact Us 
Contact South Sound Insurance serving Auburn and Kent, Washington, and surrounding areas for a personalized auto insurance quote. 

 

Insure your needs today!
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Location 402 East Main St.
Suite 110
Auburn, WA 98002

Phone: 253-735-6747
Toll-Free: 877-875-6934
Fax: 253-735-7806
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