Sunday, October 1, 2023To any agricultural producer, farm insurance might seem like a burden. After all, it’s an ongoing expense that might cut into your overall profit margins. Still, this is one of the most important risk management tools that any farmer needs. READ MORE >>
Friday, August 4, 2023Homeowners insurance is not negotiable. If you hold a mortgage on your property, the bank will require it. And in any case, you'll want the protection for your family's investment. If the cost of your insurance is causing you anxiety, there are ways to lower it. Try some of these tips to reduce your premium price: READ MORE >>
Wednesday, July 5, 2023The digital sphere has become an indispensable part of the American economy, and nearly every modern business is online in some way, shape or form. However, as you compile digital information, you have to realize the sensitivity of the information in your care. READ MORE >>
Friday, June 2, 2023Floods are the most common natural disaster in America and their effects can be devastating. While very high floodwaters obviously do the most damage, most people aren’t aware that even a few inches of water can lead to extreme home damage. Structural Damage READ MORE >>
Friday, May 5, 2023Moving to a new home can impact how much risk your vehicle faces. What worked for you in your old home might not work for you in your new one. Therefore, it is best to specifically review your auto policy during your move. Your insurance agent can help you update and adjust your coverage so that it remains effective in your new place. READ MORE >>
Wednesday, April 19, 2023Umbrella insurance isn't always the first choice for many individuals or business professionals, but it should not be overlooked. Many people don't realize the value it can offer in everyday life. This type of insurance provides more coverage than a traditional auto, home or business insurance plan does. READ MORE >>
Friday, March 31, 2023Deciding to buy life insurance isn't difficult. Knowing how much coverage you need can be a bit more challenging, however. A helpful rule of thumb, which many people follow, is to buy eight to ten times your annual income in coverage. For a person earning $50,000 a year, this means they need a $500,000 to $600,000 policy. READ MORE >>
Monday, February 6, 2023Boat insurance is a smart investment to protect your vessel from a variety of damages. But before you purchase a policy, it’s important to understand your coverage options so you know exactly what it is that you’re paying for. Most insurance providers offer the following options: READ MORE >>
Thursday, January 5, 2023Inland marine insurance is designed to protect equipment, materials and products while they are being transported on land such as by train or vehicle. If you are a contractor, for example, you may use vans and trucks to transport equipment and materials to and from worksites. READ MORE >>
Thursday, December 8, 2022Surety bonds are essentially a guarantee that the principal will perform their job as detailed in the contract. If a person or business hires a bonded contractor and the work does not get done as promised, the company that issued the bond is responsible for the resulting financial losses. READ MORE >>
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