Recreational Vehicle Insurance
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Recreational Vehicle Insurance Information
The Road Less Traveled
The thrill of adventure – it is what owning a recreational vehicle is all about. Whatever your interest, be it cruising on your motorcycle or exploring the road less traveled on your ATV, South Sound Insurance Inc. offers advanced coverage options to meet the insurance needs of the adventurer in everyone.
Whether you are an experienced outdoor enthusiast or just starting out, we have a policy to fit your needs – from RVs and boats to ATVs, South Sound Insurance Inc. can ensure the safety of both you and your vehicle. Our insurance options provide you with the same service and rich features you can expect – from comprehensive and collision coverage to personal injury protection and towing costs.
If you live near Auburn, we can help you out. Family-owned and operated, South Sound Insurance, Inc. has delivered quality insurance solutions to individuals in Washington. Our team of knowledgeable insurance professionals is committed to helping you find a policy that fits your needs. We focus on providing one-on-one attention and exceptional customer service to create an experience that’s difficult to find in today’s market. We’ll work with you to ensure that you and those you care about most are protected.
We offer a variety of Recreational Vehicle Insurance packages, such as:
Do I Need RV Insurance In Washington?
Yes, if your recreational vehicle runs on its own motor, you must carry at least enough liability insurance to satisfy Washington state’s minimum liability limits.
If your RV is a travel trailer, pop-up camper or other type of RV that must be pulled behind another vehicle, your auto liability coverage may provide adequate coverage if the RV is listed on your auto policy.
However, your auto or RV liability coverage does not help repair or replace your property after an accident. Collision and comprehensive coverage and several other types of insurance may help pay for damages to your vehicles after an accident.
What Is Considered a Recreational Vehicle?
According to the state of Washington, an RV is a travel trailer, camper or other vehicle designed for use on public highways and streets.
A travel trailer has a single chassis and is towable on highways and public streets. It’s designed to provide temporary residence and has no permanent foundation. It does not require a connection to utilities.
A camper provides recreational and temporary lodging. It is larger than 5 feet long and 5 feet high and is designed to be towed by a motor vehicle.
A park trailer is a travel trailer that can be connected temporarily to utilities such as water and electricity. The trailer’s area cannot be larger than 400 square feet when set up.
An RV may also be a boat, snowmobile, ATV or motorcycle.
Why Recreational Vehicle Insurance?
Owning a recreational vehicle can be a dream come true. It gives you the freedom to travel and the capability to explore new places, but with freedom comes responsibility. Should an accident happen – such as property damage, vandalism, or bodily injury as a result of a crash – it is reassuring to know that your investment is protected.
With Recreational Vehicle Insurance from South Sound Insurance Inc., you can continue living the dream with confidence, knowing that you, your vehicle, and your passengers are protected. Contact one of our representatives today to find a package that works best for you.
South Sound Insurance Inc. provides Recreational Vehicle Insurance to adventurers near Auburn, Kent, Federal Way , Sumner, Puyallup, and Seattle.
What Do Recreational Vehicle Policies Cover?
Recreational Vehicle insurance typically will include protection matching the driving and property risks associated with your vehicle. Some of the coverage you might need to carry includes the following types:
Liability insurance helps by insuring you against damage you cause others if you are at fault in a wreck.
Collision insurance helps by covering damage to your own vehicle after a wreck.
Comprehensive insurance helps by paying for vehicle damage from non-accident mishaps, such as weather damage.
Medical coverage helps by covering your medical bills and those of your passengers.
Uninsured/underinsured insurance helps by insuring you against damage caused by someone else who doesn’t have appropriate liability coverage.
Campsite and vacation coverage helps by covering liabilities associated with using the RV as a vacation property.
Full-time residence insurance is intended for those permanently living in their RVs.
Other coverage offers help for roadside assistance, rental car coverage and expenses protection (such as emergency hotel bills).
Keep in mind that policies vary depending on your needs. You’ll want your coverage to protect the vehicle appropriately during travel and stationary periods. Talk to one of our agents about how to tailor your protection to your advantage.
Contact Us Today
Our agents at South Sound are committed to finding you coverage for your RV. When it comes to your home on wheels, you can never be safe enough. Don’t hesitate to reach out to our agency today to learn more.
Visit our website or contact us at 253-735-6747 for a quote on a policy today.